5 Amazing Ways to Overcome Sky-rocketing Unemployment Levels.

            

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https://pixabay.com/en/to-reach-looking-career-job-sun-2697951/

                                

Yesterday, I slept quite late after overworking myself mercilessly with advanced excel formulas. Well, I hit the pass mark for the course anyway so I slept soundly like a well-fed cat. It is 2 years down the line since most of my peers and I finished college. Some opted to join missionary schools and give their lives to serving Christ. Some chose to work as teachers but not under the Teachers Suffering Center (T.S.C).Fate led them to the Board of Governors in individual secondary schools. By the way, I have lost count of my family members who are in the teaching profession. I highly commend them for the good work they are doing in giving a brighter future to our kids through education and training.

Others opted to go in search of online jobs. Lucky for some, their skills sold them to the highest bidder at a time when the freelancing industry was not yet competitive and had not been dominated by below standard writers. For some, they retreated to their hometowns and set up businesses. Unfortunately, for many who had not done business before, the chances of their businesses staying afloat was 0.00 and there was not much they could do to salvage their businesses because of financial constraints and lack of collateral to borrow bank loans.

Am yet to come across, those who have joined politics in this campaign season that will see Kenyans head to the ballot on the eighth of August. However, a few turned out to be a little mysterious by the fact that life appeared to be figured out for them yet one could not tell what business they run or form of employment they are in.

Finally, there is this last group of few individuals who chose to be scholars. Despite the numerous C.A.T.S, assignments, exams and final project one is subjected to for his undergraduate degree, they did not think of rest or finding work but slipped right away into Master Programmes.

After college, there were few phone calls wired to and fro; friends and former classmates calling and checking on one another. Interestingly, as the years went by the number of phone calls I have received personally have reduced and turned into occasionally “hi” text messages.

For the lovebirds on campus, am sorry to say their lovely and warm romantic lives faded into thin air after the fare thee well message from the chancellor. A few relationships survived the dynamics that came with finishing campus such as having to move from your hometown in search of a job in the city. Few relationships survived the economic hard times that come with finding a job for a graduate in Kenya.

It is actually frightening and discouraging when you meet a young man who finished college 3-5 years ago still struggling to make ends meet. He will not talk about marriage unless you mention it. Few a lucky to have their girlfriends by their side even when they have no stable source of income.

Despite the biting and harsh reality that meets graduate after college, not all is lost for the educated youth in Kenya. Many have been successful and are continuing to be successful by stretching beyond their limits through persistence and determination.

As you wait for that big dream job, here is a list of constructive activities you could do to make a difference in your life:

  1. Enrolling for a tertiary course

A degree is a percentage of knowledge the world has that confines you to a particular field or profession. One has to be exemplary good at what he chooses to specialize in, in order to sell out.  One good way of building your career is by enrolling and sitting for professional exams, enrolling in other short courses related to your major or can add value to your skill base. Time waits for no man, the sooner you identify a course the better.I am currently pursuing an online free course on Coursera. I have already earned my module 1 certificate for Business Metrics for Data-Driven Companies.I have just moved into my next module under Excel to MySQL analytic techniques for Business Specialization. Your given skill in writing, data analysis or graphic design could be monetized with persistence and determination to make you a better person financially.

  1. Network Marketing

In spite of the venture being received negatively in some quarters, a number of educated youths are making money by selling products such as weight losing tablets, skin care creams and other supplements that sustain and manage one’s health and diet respectively. The concept behind Network Marketing involves selling a particular product to a willing buyer and introducing them into the trade. The buyer X  enters into the network marketing chain under you the seller, opens an account with the network marketing company and hits the ground running by selling the same products and building a network of individuals under them called a team. Every individual on the chain earns money form his or her team members. The bigger your team and the more sales they make the more the money you earn.

     3. Online Jobs

“It is tiresome, brain-draining and energy-sapping,” my brother once mentioned this to me about academic writing. However, many youths, have opted into this venture rather than wear out their soles in search of unavailable low paying jobs. The few, I have talked to says it pays quite well in between ksh7000-10000 per week during peak seasons.

  1. Second-hand (Mitumba) Business

Not popular businesses for a degree holder but many youths have found a source of livelihood here. They sell an assortment of second-hand clothes including jeans, trousers, t-shirts, hooded jumpers, singlets and vests. No one can do without clothes. However, one needs to be careful with their display location as putting your stall or boutique where there is no human traffic might make you go hungry. One also needs to sell a variety of men and women second-hand clothes and not just border on one type of clothes such as t-shirts. One also needs to replenish his stock weekly to avoid customers losing their taste because of coming across the same pieces of clothes over and over.

  1. Hawking

With hawking, one can be sure of no less than Ksh.200 in their pocket daily. Hawking can be done on virtually any commodity including shoes, pens, snacks, pieces of clothing, foodstuffs. All said, this is another rare venture for graduates yet it can eke them a living as they wait for the big job to come by.

Read more5 Amazing Ways to Overcome Sky-rocketing Unemployment Levels.

Who I am and Why am Here.

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Pirates beach at the Kenyan coast/Job Kiniale.

I am born, raised and live in Kenya. My parents gave me the the name Job Murunga Kiniale. I am a recent graduate of Horticulture from the University of Eldoret, Kenya. I am also currently pursuing a specialization Excel to MySQL analytic techniques for business on coursera.

I am a passionate and ambitious about writing not just as a hobby but a money generating activity. I came across WordPress.com in 2015, since then my life has not been the same. This is because WordPress has given me a platform to share my thoughts,knowledge and experiences in motivating and inspiring people to be better versions of themselves.

I currently work as a field agent with One Acre  Fund, Kenya. One Acre Fund is a non-profit organization with a strong footprint in Rwanda, Kenya,Tanzania, Uganda and is quickly spreading to other African countries. It supplies seeds and fertilizer in form of loans to small holder farmers in the rural areas of East Africa.

Prior to working at One Acre Fund, I worked as a Team Lead with Jagganath Growers in Embu, Kenya. Jagganath Growers is a vegetable company that grows vegetables for the export market.

Aside from my regular job, writing is what I do during my free time. I love to read and write. My passion in writing developed when I was in primary school. My English teachers would commend me and admire my composition writing skills. Before I proceeded to high school, I wrote and took part in a national essay writing competition dubbed “Tea for Better Health and Wealth” and emerged second runners up. I walked home with  Ksh.30,000 and  a bag of other presents. To a pupil still in primary, that was a lot of money to me. Besides the presents, I had the privilege of visiting Nairobi National Park and dine in a 5-star hotel, the Stanley.

Upon joining high school, my passion did not wane but continued to burn inside me. I continued taking part in essay writing competitions. There was one dubbed “Is Corruption a Violation of Human Rights” that I wrote and was awarded a certificate of participation.

There is this other side of me that it important, and should let you know about it.I am a devoted christian and a Youth leader in my church- Kenya Assemblies of God. I gave my life to Christ in my second year of studies at high school, that was in 2007 . I must say God has been my guide, comforter,shield and fortress in my life journey. As  youth leader. I am in charge of at least 200 youths. We occasionally hold prayer meetings and seminars to build one another and advance the gospel of Christ. God has been faithful in saving youths from drug addictions, evil worship and other demonic influences.

Through this blog, I intend to touch on the lives of millions of people by feeding them with the living word of God, words of encouragement, stories and tips that will inspire them to be better Christians, citizens, parents, entrepreneurs and great men and women in society.

NOW YOU KNOW!

 

 

5 Financial Lessons to Teenagers.

Growing up as a child is fun and full of fond memories that travel years back to when we were just teenagers.

Children are known to be playful, adventurous and mischievous. They can go the extra mile in pursuit of that thing that will give them joy and pleasure including swimming naked in a crocodile infested river.

However, that is not what I want to talk about today. I want to talk about what money was like to you during childhood. A child or young teenager rarely thinks about money, first because they live comfortably (it could also be uncomfortable) with their parents who provide, have no financial obligations to anybody, are told to study hard in school. The subject of money between teens and their parents in most homes is a no go zone let alone sex.

Most of these subjects, when mentioned by teens, most parents usually reprimand them or for instance ask them what they want money for. Nevertheless, it is written in the good books that train a child the way he should go and he will not depart away from it.

Most parents shy from the subject of sex in most homes and do not want their children or teens to talk about money either with the assumption that they will love money and not study hard in school. How wrong!!

As such, we grow up with sketchy and shallow financial knowledge. We learn about saving and investing in our 20’s when years have already flown by.

It is against this backdrop that I wanna mention 5 things your parent never told you and should have told you as a teenager.

  1. Have Financial Discipline.

As a child and teenager, you were always reprimanded and whacked for indiscipline and petty mistakes like failing to follow instructions, noise making, stealing food, fighting and many other mistakes. All these, you did and you were caned because your parent, guardian or teacher loved you and wanted to instill discipline in you.

However, there is a discipline that many parents usually forgot to instill in their children; that is financial discipline. Any time as teenagers we would hear about money was when we were being sent to the shops to buy bread. Unfortunately, most of our parents were in tough financial burdens and were not themselves happy either to talk about money.

Subsequently, one grows up to be a good, law abiding citizen espousing the highest form of integrity and honor. On the hand, this law-abiding citizen is a reckless spender and has no savings or investment of any kind. This citizen ends up struggling financially simply because no financial virtues of living below your means, saving and investing were ever instilled in him. King Solomon wrote in Proverbs 21:20 he who sets money aside daily saves big money in the long run but a foolish man spends up everything. Lack of setting aside 10% of our income  to save for the future has led to many facing financial walls and struggle with life due to lack of a cushion to fall back on. Secondly, no savings no investment. Your savings are able to save you in a rainy day, help you start a business or clear a loan.

  1. Learn to Say No.

Parents love their children and want the best for them and therefore, parents protect, guide and provide for their children. They tell them what is considered good behavior and bad. Most parents discourage their children from eating in neighbor’s homes; tell them to say no to strangers and bad company.

Despite their willingness to give better, parents fall short of telling their kids to saying no to activities and behaviors that will darken their financial future such as gambling, alcoholism and casual teen sex.

Activities such as this will end up enslaving teenagers to behaviors that will or might render them broke, addicted and sick. As such teenagers must be made to understand what is good, what is bad and what is morally accepted. This puts them in a good position to rationalize issues and make informed decisions about anything they want do and say no to whatever is bad and destructive.

  1. Do Not Love Sleep and Pleasure.

Sleep and pleasure are two surefire ways of staying broke and begging. Anyone who has chosen to live above his means because of pleasure does not have the future in mind but only the present. The wise in Proverbs 6:5 writes that sluggards should learn from the ants, consider her ways and they will be wise. Punctuality is an important habit for success.

Pleasure takes or comes in many forms including drinking and partying, laying idle, buying of expensive shoes and clothing, going for tours, site seeing and vacations to your dream destination. However, too much of something is poisonous. Even billionaires go on vacation once in a while  but the rest of time they are busy sowing wood. Teenagers with lazy parents learn from what they see and hear and pick the cues from their parents.

Sleep was only made to be understood as a tool for rest and not an enemy of success. 6 hours are recommended as the bare minimum a normal human being can rest. Too much of sleep kills productivity and prevents one from making financial progress. King Solomon says, a little closing of your eyes and folding your arms and poverty will attack like an armed robber. This Christian verses conveys the message that riches and sleep do not go hand in hand.

  1. Walk With People of Substance.

Bill Gates had a Paul Allen; Steve Jobs had a Tim Cook.  In life every single one of us is on a life journey. Destiny is in our own hands, and that destiny is shaped by the choices we make daily. The things you eat today, friends you have, books you read, whatever you hear and listen to ultimately determine where you will be 5-10 years down the line.

Walker used to walk with a pastor friend who had another pastor friend. 7 years later Walker became a powerful church minister and is now ordained as a bishop within the church denomination.

27 year old Martha is a law graduate. She intends to get married to Amos an accountant. However, Martha’s friends are mostly in their 30’s and most of them are single and divorced. They say a thing like “men are dogs”, “I cannot be a housewife” and “marriage is terrible”.

It was not long before Martha broke up with her handsome boyfriend and started singing the same tune as her friends.

2 years later, Amos was married with a kid while Martha was still single and whining.

Birds of the same feather flock together. Who is your best friend?? If all friends you know are losers in one way or another, you would rather walk alone.

  1. Have a Mentor.

Rather than learn from mistakes in your own life, it is prudent to learn from the mistakes of those who have lived ahead of you.

A mentor is not your biological dad or mum (they could also be)but he is like a life parent to you. He guides and takes you through the stages of life with a lot of counsel, wisdom and understanding whenever you fall.

For us to avoid the many traps and ensnares set before us in our finances, career, relationships and life at large we need a life coach to see us through.

Our parents never talked about mentors in our lives; but as one grows into a young adult life becomes ridden with puzzles that call for wise counsel. In life, it is always important to get good advice from others.

Add any other thing not mentioned that our parents never told us as teenagers and leave a comment.

STAY ON TOP!!!